Frequently asked questions
Everything you need to know before you start. Still curious? Contact us.
How much money do I need to start?
Just $5. Our Real Life mode uses fractional shares so you can buy a slice of any stock — from Apple to Tesla — with whatever budget you have.
Is the simulator using real prices?
Yes. Both the simulator and Real Life mode use professional live market feeds, so the prices, charts, and signals match what real investors see.
Is this real investing or pretend?
Both. The simulator uses virtual cash so you can practice risk-free. Real Life mode uses your actual budget to build realistic habits — but no money leaves your bank account inside the app.
Is Citizen Investor free?
Yes. The full simulator, Real Life mode, lessons, and daily challenges are free. A Pro tier with advanced features is coming.
Do you give financial advice?
No. We are an educational platform. We teach concepts, vocabulary, and habits. We never tell you what to buy with real money.
Who is this for?
Beginners. Especially students, young professionals, and anyone who feels intimidated by investing. No prior knowledge required.
Does it work on mobile?
Yes — the entire platform is mobile-first and works in any modern browser, no app install needed.
What countries do you support?
We're available globally for English-speaking learners. Our market data covers US-listed stocks and ETFs.