Invest from just $5.
Built for people with salaries, allowances and real budgets. Learn fractional investing with live markets — no $100k fantasy required.
Learn investing through a gamified stock market simulator with real prices, paper trading, budgeting tools, and beginner-friendly lessons.
- Start from $5
- Real budgets, real habits
- Beginner friendly
Three ways to play every day
Bite-sized loops designed to build real investing habits — and keep you coming back.
Market Challenge
Guess which stock outperforms today and earn XP for sharp instincts.
Build Your Portfolio
Trade with virtual cash on real, live market data — no risk, all skill.
Level Up Lessons
Unlock investing modules as you progress — from basics to strategy.
Climb the weekly board
See how the sharpest learners and biggest virtual portfolio gains stack up — then make your move.
Earn XP. Unlock mastery.
Every lesson, trade, and challenge moves you forward. Climb the ranks at your pace.
Built for habits that stick
Calm, sharp, and addictive in the right way. Designed to grow real confidence.
Risk-free by design
Always virtual money. Always learning-first.
Real market data
Live quotes from real exchanges, never simulated noise.
Built to progress
XP, missions, streaks — habits that compound.
Everything beginners need to start investing
One app to learn, practise and grow — covering stocks, ETFs, crypto and real-money habits.
Stock market simulator with real prices
Practise buying and selling US stocks, European equities, African names, ETFs and crypto with virtual money — using live market prices. Build a portfolio, learn to read a chart, and feel real volatility with zero risk.
Learn investing for beginners, step by step
Plain-English lessons, daily missions, and an AI investing tutor that answers your questions in seconds. Designed specifically for absolute beginners — no jargon, no pressure.
Virtual trading app you'll actually open
XP, streaks, badges and weekly leaderboards turn building wealth into a financial literacy game. Five minutes a day is enough to build a real, lasting habit.
Crypto investing practice without losing money
Trade Bitcoin, Ethereum and other major crypto with virtual money and real prices. Discover your true risk tolerance before a single euro of yours is on the line.
ETF learning platform built for clarity
Understand exactly how ETFs work, why they're the smartest beginner choice, and how to build a diversified portfolio in three clicks.
AI investing tutor that explains everything
Stuck on a concept? Ask. Our AI tutor turns confusing finance terms into clear, calm explanations — in your language and at your pace.
Beginner investing guides
Ten plain-English guides covering everything a complete beginner needs.
A new generation of investors
"I always thought investing wasn't for me. The daily challenges made it click in a week — I genuinely look forward to opening the app."
"Practising with fake money built my confidence without putting a penny at risk. The XP system makes it weirdly addictive in a good way."
"Calm, sharp, and not full of trader noise. Finally something that respects my intelligence and my time."
Ready to level up?
Join Citizen Investor. No risk, no jargon, no hype — just sharp, exciting, lifelong investing skill.
Free forever · No card required · 60-second signup