Invest from just $5.
Built for people with salaries, allowances and real budgets. Learn fractional investing with live markets — no $100k fantasy required.
- Start from $5
- Real budgets, real habits
- Beginner friendly
Three ways to play every day
Bite-sized loops designed to build real investing habits — and keep you coming back.
Market Challenge
Guess which stock outperforms today and earn XP for sharp instincts.
Build Your Portfolio
Trade with virtual cash on real, live market data — no risk, all skill.
Level Up Lessons
Unlock investing modules as you progress — from basics to strategy.
Climb the weekly board
See how the sharpest learners and biggest virtual portfolio gains stack up — then make your move.
Earn XP. Unlock mastery.
Every lesson, trade, and challenge moves you forward. Climb the ranks at your pace.
Built for habits that stick
Calm, sharp, and addictive in the right way. Designed to grow real confidence.
Risk-free by design
Always virtual money. Always learning-first.
Real market data
Live quotes from real exchanges, never simulated noise.
Built to progress
XP, missions, streaks — habits that compound.
A new generation of investors
"I always thought investing wasn't for me. The daily challenges made it click in a week — I genuinely look forward to opening the app."
"Practising with fake money built my confidence without putting a penny at risk. The XP system makes it weirdly addictive in a good way."
"Calm, sharp, and not full of trader noise. Finally something that respects my intelligence and my time."
Ready to level up?
Join Citizen Investor. No risk, no jargon, no hype — just sharp, exciting, lifelong investing skill.
Free forever · No card required · 60-second signup